Find Peace of Mind for Your BNPL Payments.

LobPay is your financial command center. See all your Buy Now, Pay Later plans in one dashboard, get smart payment reminders, and never pay a late fee again.

Total Balance Due $847.50 Klarna Due in 3 days $240 Afterpay Due in 14 days $180 Affirm Due in 21 days $427.50 Lob Score: 87

LobPay: The Smarter Way to Pay Later.

How It Works

Connect Securely

Link your Klarna, Afterpay, and other accounts in seconds with bank-level security.

See Everything Instantly

View all your payments, balances, and due dates in one simple dashboard.

Relax & Save

Get proactive reminders and insights to stay on track and in control.

🔒 LobPay uses bank-level encryption and never stores your login credentials.

Why LobPay?

🧠

The first BNPL dashboard that combines visibility, prediction, and protection.

🔒

Backed by data science and financial simplicity.

💸

Designed to make BNPL payments stress-free, for everyone.

Coming 2026

Coming Soon: The LobPay Smart Pay Tiers

From free tracking to AI-powered predictions and full payment protection — choose the plan that matches your needs.

Smart Sync

Free
Forever
  • Unified BNPL dashboard across all platforms
  • Smart payment reminders via email & SMS
  • Real-time balance tracking
  • Basic Lob Score to monitor payment health

Smart Shield

$6.99/mo
Everything in Smart Assist, plus:
  • 🛡️ Automatic payment protection when you miss a due date
  • Zero late fees, guaranteed
  • Full credit score protection
  • Emergency payment assistance
  • White-glove concierge support

Help Shape the Future of BNPL Payments.

Join our early-access beta and get free access to premium features for your first month.

No spam. Just an invite when we launch the beta.

Investors & Incubators: Learn about LobPay's mission to build the BNPL protection layer. Download Business Summary →